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System Requirements:
Windows 98,  NT, 2000, XP

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CREDITbase Frequently Asked Questions

Q: What is CREDITbase?
A: CREDITbase is an easy-to-use Windows program for obtaining consumer credit reports from any of the three major credit reporting agencies. It is endorsed by Experian, Equifax, and Trans Union as a primary software tool for credit bureau subscribers.

A: With CREDITbase, your cost per credit report is whatever Experian, Equifax, or TransUnion charges your business for credit reports.  MERit Systems add no transaction charges to the cost of your credit reports. CREDITbase is software, so there is only the one-time initial purchase investment. (See our order form.)

Q: Who can use CREDITbase?
A: Financial institutions, auto dealers, landlords, and other commercial users of personal credit reports can use CREDITbase. A current credit bureau membership with Experian, Equifax, and/or Trans Union is required.  You must have a valid Subscriber ID (Member Number) and Security code (Password) for the credit bureaus (or credit bureaus)  you want to use.

Q: What are the system requirements for using the software?
A: Here are the CREDITbase system requirements.

Q: Do you support automated decisions based on credit score?
A: Please see our page about credit scoring decision software.

Q: What is MERit Systems, Inc.?
A: MERit Systems is a software development company specializing in online access for the credit reporting industry. Our parent company, Tradewind Software, was founded in 1983 and is well-know as a major supplier to modem OEMs. Tradewind has shipped over 12 million copies of its popular COMit communications application.