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Windows 98,  NT, 2000, XP

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CREDITbase™ enhanced to export consumer credit data to mortgage management software

TRI-Bureau Version 1.2 Automates Access to Experian, Equifax, and Trans Union for Users of Calyx Software's POINT for Windows

Glendora, January 15, 1998: CREDITbase, MERit Systems’ credit information access program, now exports score model values and tradeline data. This makes it possible for users of mortgage management programs, such as Calyx Software's POINT for Windows, to automatically populate the “liabilities” portions of the mortgage application form and to extract score model information, such as Experian Fair, Isaac Model, Trans Union Emperica, or Equifax Beacon score for instant inspection or even automated analysis by third-party software.

CREDITbase, a Windows-based program, is unique in its ability to use the System-to-System protocol when accessing credit bureau data. The consumer credit information is stored in a relational database where it can be used to generate specialty reports. For instance, CREDITbase's AnyBureau technology lets it format data from any of the credit bureaus into reports in the style of any other credit bureau. A separate Import/Export Utility draws information from that database and formats it into a comma-delimited text file, ready for import into programs which can use the data.

“This will save many hours of keyboard input, especially for high-volume credit grantors,” said Robert Henry, Director of Marketing at MERit Systems. “Our first effort was to interface with Calyx Software's excellent mortgage management system, but future releases will support data export to many types of application programs.”

The Import/Export Utility is available free of charge for owners of CREDITbase TRI-Bureau version 2.04 to 2.05 who also own Calyx Software's POINT for Windows. Contact the Sales office at 626.963.8313 or send email to

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MERit Systems, Inc.